Blog

Newsom Set to Sign in Sweeping Independent Contractor Bill

Posted by: VMA Insurance Services | Sep 18, 2019

The California legislature has passed a measure that will codify a court ruling from last year that sets new ground rules for what constitutes an independent contractor, an...

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New Experience Rating and Physical Audit Levels Set

Posted by: VMA Insurance Services | Sep 11, 2019

Starting in 2020, the threshold for California employers to be eligible for experience rating (X-Mod) has been reduced by order of the state insurance commissioner. Comm...

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Ten Steps to Improve The Traffic Safety of Your Employees

Posted by: VMA Insurance Services | Sep 10, 2019

Vehicle crash statistics are startling. A vehicle crash occurs every five seconds, someone is injured in a vehicle crash every 10 seconds, and someone dies in a car crash e...

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Basics of a Strong Lockout/Tagout Program

Posted by: VMA Insurance Services | Sep 04, 2019

A lockout/tagout program will not be effective if your employees are not properly trained in how it works, and if you don’t have consequences for them if they fail to fol...

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As Wildfire Risks Increase, Insuring Businesses More Difficult

Posted by: VMA Insurance Services | Aug 27, 2019

Business property coverage is getting more difficult to come by for operations located in areas that are susceptible to wildfires. The devastating wildfires of the last ...

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Is Your Business Ready for an Earthquake?

Posted by: VMA Insurance Services | Aug 23, 2019

Being prepared for an earthquake is a good investment if you are in a quake-prone area. At least one-fourth of all businesses that close because of a disaster never reopen,...

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CALIFORNIA: Bureau Recommends Workers’ Comp Rates Drop 5.4%

Posted by: VMA Insurance Services | Aug 22, 2019

Workers’ compensation insurance rates will likely continue sliding in 2020 after California’s rating agency submitted its recommendation that the state insurance commis...

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Are Your Employees Trained in Proper Computer Workstation Posture?

Posted by: VMA Insurance Services | Aug 16, 2019

Most companies have at least some staff in front of a computer all day, while some have legions of employees sitting at computer workstations. While the job is low-impac...

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A Lesson in Timely Claims Reporting

Posted by: VMA Insurance Services | Aug 14, 2019

A recent appeals decision denied coverage to a company on its directors and officers (D&O) liability insurance policies for taking too long to file the claim. In thi...

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Survey Reveals Most-prized Summer Perks

Posted by: VMA Insurance Services | Aug 09, 2019

A recent study by a national staffing firm has found that the most coveted summer benefits for employees are flexible schedules and being able to leave work early on Friday...

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